Personal Services

Auto Insurance

At Goetsch-Bucholtz, we understand that finding the right auto insurance is important. We represent many of America’s most respected and financially sound insurance carriers to make sure that you get the perfect coverage for both you and your loved ones. The worth of good auto insurance becomes extremely clear when there comes a time that you really need it. Whether you’re involved in a major accident or small fender bender, having dependable auto insurance makes all the difference.

Auto insurance can come in all shapes and sizes. Whether you are seeking liability insurance, full coverage insurance, or something in between, we can customize an insurance policy for you. No matter if you’re in need of comprehensive coverage to protect your car outside of a crash, collision coverage for when you’re involved in an accident, or liability coverage to protect you and the passengers in all vehicles involved, safety is our number one priority. We also aim to keep your spending low by making sure that you receive all discounts available to you. From good-driver to multi-vehicle discounts, Goetsch-Bucholtz, will help you find the right coverage for your individual situation.

Teen Driver Insurance

Whether you’re a teen who has never driven and insured a car before, or the parent of a teen who is just planning to drive for the first time, there is great deal to learn about purchasing auto insurance for teen or first-time drivers.

Homeowners Insurance

No two homes or families are exactly the same. At Goetsch-Bucholtz, we believe that your home insurance policy should be unique to your home and specific to your needs. We understand that your house is likely one of the biggest assets you will ever invest in, and we are here to help you protect it. We can help protect your home, structures on your land, personal property, personal liability and more.

We are dedicated to helping you find the homeowners insurance policy that meets your financial and coverage needs. Our goal is to find you high quality coverage that leaves little room for surprise so that you can feel at ease. Whether you seek a standard plan to solely protect your home and belongings inside of it, or something a little more complex, our agents are here to help you sort through the nuances of homeowners insurance. Understanding what is and isn’t covered under a home insurance plan such as flood damage and/or jewelry protection can be tricky.

Condo Insurance

Making the decision to buy a condominium is an exciting experience and a solid investment. Insuring a condo, however, tends to be a slightly different experience than finding a policy for your home, apartment, or townhouse. At Goetsch-Bucholtz, we aim to help you understand where your condominium association’s insurance ends, and your personal unit’s begins. Every condo association’s policy requirements are different in regards to what each unit owner is responsible for. Therefore, it is important to review your specific association’s policy and by-laws carefully.

Before buying a condo owner’s insurance policy, you need to consider what alterations and improvements are covered by the association, loss assessment, and personal property protection. At Goetsch-Bucholtz, we will make sure you know exactly what is covered by your association, and also help you figure out what protection you require based on your specific needs.

Renters Insurance

Make sure that both you and your belongings are protected with renters insurance. Whether you are living in a rented house, condo, townhouse or apartment, our agents at Goetsch-Bucholtz, can make sure that your renters insurance covers you in the event of a fire, theft, or even in the case of a guest’s injury. Your renters insurance will replace any and all items that are lost in all covered accidents.

While insurance can get expensive, Goetsch-Bucholtz, agents will help you find a renters insurance that fits your financial and coverage needs. The small monthly payments will quickly show their value in the event of a tragic accident involving you, your belongings, or guests in your rented home. Our goal is to find you high quality coverage that will prepare you for the unexpected.

Boat Insurance

Just like any major investment, boats and yachts need individualized coverage. Our boat and yacht insurance policies can cover physical damage caused by a collision, liability for bodily injury, damage to property on boat, and services to accommodate a stranded boat. There are savings opportunities available for hybrid or electric boats, and multiple discounts available as well.

Motorcycle Insurance

Goetsch-Bucholtz, offers coverage plans to motorcyclists that offer financial protection for both the bike itself and the people riding on it. Our coverage plans include guest passenger liability protection and comprehensive and collision coverage for damage to your bike caused by an accident, theft, fire, or other perilous event. There are savings opportunities available for hybrid or electric motorcycles, and multiple discounts available as well.

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Additional Insurance Options

Recreational Vehicle Insurance

Recreational vehicles and campers come in all sorts of shapes and sizes. If you travel with a luxury coach motor home, travel trailer, fifth wheel, pop up camper or camper van, we will cover your RV. We’ll help make sure you’re properly covered so the vacation road trip you’ve been dreaming about all winter doesn’t take a turn for the worse.

Umbrella Insurance

Whether it’s a serious auto accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners or boat policies. Goetsch-Bucholtz, offers umbrella insurance coverage that can protect your home, family, and possessions from the unexpected.

Dwelling Fire Insurance

Dwelling insurance is a type of policy that covers the structure of your home and the personal property within. It’s similar to homeowner’s insurance, but less comprehensive. Dwelling insurance can be purchased to cover the home you live in, or it can be purchased for homes that you rent to others, and don’t need comprehensive coverage on. Examples are a rental dwelling, vacation/seasonal property or vacant home.

Classic Auto Insurance

Is a specialized insurance policy designed for protecting and insuring antique and classic modified collector cars, reproductions, replicas, restorations and modern classic’s.

We also offer similar type coverage’s for your antique or classic boat.

Through customizable coverage options such as roadside assistance and personal property coverage, you can feel at ease on the road. Wanting to drive your classic more often than weekends and holidays? Not a problem. You can customize a plan just for you. Have peace of mind knowing your classic is well protected and that you’re prepared for the unexpected.

Flood Insurance

Goetsch-Bucholtz, can help you protect your residence or commercial building against flood damage. All types of homes including condos are eligible for flood insurance. You can even purchase flood insurance to protect your contents if you rent your home.

But while most homeowners insurance is set up to get your home and belongings back to their pre-loss states, flood insurance is designed to simply get you back on your feet — it’s not as comprehensive as most homeowners policies.

Flood insurance doesn’t cover basement improvements like walls, floors or ceilings and personal belongings that are kept in the basement. It does usually cover washers and dryers, food freezers and the food inside. Water tanks, oil tanks, furnaces, stairways, unpainted drywall and sheet rock walls and ceilings are generally covered as well.

Life Insurance

Life insurance and retirement planning services offer customizable plans to fit your personal needs. Both whole life and universal life insurance provide coverage for your entire life and build cash value, while term insurance provides coverage for a specific number of years. Our insurance providers offer traditional and Roth IRAs with multiple payout options, along with annuity options to ensure your retirement is enjoyable and financially taken care of.